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Rudsa Joseph updated their profile Jan 12, 2011

Rudsa Joseph is now a member of JoberTalk.com Jan 11, 2011

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Tell Us About You/Your Company or What Type of Work You Do if Seeking Employment: My background is in Credit Risk and Pharmaceutical Sales.

Post Your Resume (Remove Your Home Address, Phone and all Personal Information ie. SSN, DOB, DL#****Failure to Comply will result in your account being banned! This is not a site for commercial advertising. If you are not looking for employment you need to be a Sponsor. Click on the Advertising Tab for more information!) Protect Your Privacy and DO NOT POST YOUR PHONE NUMBER OR HOME ADDRESS. YOUR RESUME WILL POST TO THE INTERNET - DO NOT PUT ANYTHING ON YOUR RESUME THAT YOU DO NOT WANT OTHERS TO SEE!: PROFESSIONAL SUMMARY

• Utilized proprietary systems and structures to reduce risks, costs and maximize profit.
• Ensured that internal risk policies and metrics were adhered to and as such reduced enterprise risks and protected cash flow.
• Consulted with internal legal and compliance groups and senior management to ensure that deals were structured to protect all internal and external stakeholders.
• Sold $20 billion worth of secondary loan products in 8 months.

PROFESSIONAL EXPERIENCE

Lake Worth Ultimate Health Center
Co-Founder
04/07 to 08/2010 Lake Worth, FL
• Established a Personal Injury clinic serving automobile and workers compensation accident patients.
• Led the reduction in overhead cost by 7k while increasing production by 5k monthly.
• Successfully built the practice through networks of referrals from Orthopedic practices, Attorney offices and Community churches.

Oscient Pharmaceutical
Territory Manager
01/06 to 02/2007 Manhattan, NY
• Utilized resources effectively to address customer needs and restructured marketing material resulting in a 20% increase in profit margin.
• Developed and managed key contacts within zip code and recruited national opinion leaders on our products.
• Promoted Testim and Factive (Gemifloxacin) to Endocrinologists, GPs, IMs and PCs.
• Identified key influencers, interfaced and developed new relationships with appropriate customers, pharmacies to suit the organization business objectives.

Pfizer Inc. (formerly known as Wyeth)
Account Specialist
03/05 to 12/05 Brooklyn & Queens, NY
• Called on IMs, GPs and Gastroenterologists.
• Managed hospital and clinic accounts, including managed care.
• Created and executed strategic sales plan for Brooklyn to market Protonix and influence prescribing habits.
• Ranked number 4 in the zone.
• Exceeded call average.
• Top 40% of sales in 6 consecutive months for Effexor XR.

Continued (1 of 2)

GlaxoSmithKline
Account Representative
01/03 to 03/05 Manhattan, NY
• Covered Manhattan and promoted Flonase to PC & IM, Cutivate to Dermatologist; Zophran, Tums & Remifemin to OBs, Ecotrin to Cardiologist and Citrucel to GIs.
• Track medication sales and research competitor pricing.
• Organized promotional exhibits through luncheons and dinner/ speaker programs.
• Exceeded market share growth for cutivate by +8%.
• Zofran share change from +1.5% to +6.48%.

Sakura Bank/ Dresner Kleinwortbenson
Consultant
07/00 to 09/02 Manhattan, NY
• Worked as closer in Loan Syndications and an administrator in Loan Operations (Loan IQ & ACBS) and Credit Reporting.
• Worked with relationship managers in pricing, structure and tenor of loan transactions.
• Collaborated with Traders and Assets sales team to identified prospective buyers in the secondary loan markets.
• Negotiated credit terms and contract provisions in financial (ISDA) contracts.
• Sold $20 billion worth of secondary loan products in 8 months.

Credit Lyonnais
Junior Analyst/ Risk Coordinator
08/97 to 05/2000 Manhattan, NY
• Analyzed borrower’s financial statements and conducted ratio analysis to determine the company’s financial strength and cash flow generating abilities.
• Conducted industry analysis, identified industry trends and market dynamics that affected or enhanced a company’s future performance and ability to service its loan payments.
• Utilized SEC filings, Credit Risk Monitor, Bloomberg, S&P, Moody’s, D&B reports and internal company information in analysis of high risk and high exposure clients analyzed.
• Assisted in evaluating new borrowing, pay downs, approvals and amendments.
• Served as liaison between Head office in Paris, Executive management and Loan Servicing.

LANGUAGE
Fluent in English & French and a working understanding of Spanish.

COMPUTER KNOWLEDGE
MS Word, MS Access, Excel & PowerPoint.

EDUCATION
MBA ---Currently Enrolled at Phoenix University
Bachelor of Arts, Sociology – Stony Brook University, Long Island, NY.

Continuing Education Studies in Credit and Financial Analysis - N.Y.U New York, NY 2000

References Available Upon Request